Updated: Sunday, February 05, 2012

Real Estate Drops But Second Home Market May See Increase
While homeowners fix up their properties, millions of baby boomers 40.7 million people ages 50-59 in the U.S. prepare to retire and many are predicted to enter the vacation and rental property markets, which would fuel the demand for these types of properties for the next several years.
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Why You Want a Guaranteed Loan
Todays buyers are facing quite a diverse housing market. There are great deals for buyers and investors alike. Home prices are at all-time lows and interest rates are creating some enticing conditions. There are many deals to be had, but how does a buyer know when its really safe to buy?
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Average Mortgage Rates Ease Setting New Record Lows
In Freddie Macs results of its Primary Mortgage Market Survey, the average mortgage rates dropped to new all-time record lows as data on economic growth fell short of market projections. All products in the PMMS survey, except the 1-Year ARM, averaged new lows.
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Agents: Expanding Your Scope in 2012
Has your market weakened in the aftermath of the 2009 recession? If so, you8217;re not alone. Many agents are facing the need to expand their business in the coming year. What can you do to ensure your business survives even when times are lean?
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The Selling Power of Closets
At first glance your closets may seem like insignificant or unassuming rooms in your home. The truth is, however, that closets can be real selling features. Homes must have storage. From clothes to food to cleaning supplies, closets are the heart of every clean house.
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Fewer Real Estate Agents Wearing Rose-colored Glasses
A certain whistle-while-you-work sanguineness comes with the territory in the real estate sales business, but many of Californias real estate professionals are having a tough time keeping a song in their hearts about housing.
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Mortgage Rates Remain Low While Mixed Reports Flourish
After several positive housing reports released this month, the National Association of Realtors Pending Home Sales Index decreased 3.5 in December. Since it tends to be a slow month for housing due to several holidays, this report should not come as a shock. According to the Commerce Department, New Home Sales were also down 2 for the month of December.
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Clean up Your Credit
More than ever having a healthy credit score is important. It may mean the difference between securing a home loan or not. Dont let old habits or debts stand in your way of taking advantage of historically low interest rates and great deals on housing.
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Falling In The Cracks
When faced with a homeowner association maintenance or repair issue, the starting point is to determine whether the HOA has the duty to maintain or repair. This may not be as simple as it sounds. While the governing documents generally define the common elements and repair responsibilities, sometimes the item in need of repair may fall into a gray area.
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Canadas Most And Least Affordable Housing Markets
Windsor, Ontario is Canadas most affordable housing market, while world-wide, Vancouver is the second-least affordable of 325 markets surveyed. The study authors say restrictive land use policies are to blame for high real estate prices.
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California Association of REALTORSreg; To Build Ethics Violations Data Base
Rules and principles designed to uphold or strengthen the NAR Code of Ethics are very good things indeed. But, without specific provisions and programs designed to help implement them, they may not amount to much. The recent action of CAR8217;s Professional Standards Committee will give teeth to Article IV, section 2, of the NAR Bylaws.
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Real Estate Outlook: Existing-Home Sales Rise Again
The National Association of Realtors latest existing-home sales survey shows that sales are on the rise again. This is the third straight month of increases as well as rising above year ago levels.
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Mortgage Rates Reverse Course on Positive Housing Data
In Freddie Macs results of its Primary Mortgage Market Surveyreg; the average mortgage rates climbed as the housing market ended 2011 on a high note. The 30-year fixed-rate mortgage averaged 3.98 percent reversing its previous three-week trend of setting all-time record lows. Despite the jump, this marks the eighth consecutive week the 30-year fixed has remained below 4.00 percent.
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Are Homeowners Glad They Own?
It might come as a surprise but a whopping 72 percent of surveyed homeowners nationwide are satisfied with owning a home. The other 28 percent, not so. They say theyre dissatisfied and thats likely due to the devaluation of their homes.
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Buying in an HOA
An HOA, or Homeowners Association, can be very appealing to buyers. It can be the perfect way to have control over the appearance of your neighborhood as well as the look of your common areas. Many HOAs offer neighborhood activities dances, mixers, etc, pools, gyms, walking trails, tennis courts, and of course beautiful landscaping.
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The Twelve Types of Sales Call Reluctancereg;
There are twelve types of Sales Call Reluctancereg;. Some are more challenging to correct than others. Dirk Zeller examines the twelve types.
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